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Buyer's and Seller's Guide

Simon & Associates Real Estate is dedicated to help our clients understand the the real

estate selling process smoothly without confusing.


SELLER GUIDE TO SELL

Simon Saleh, an expert real estate professional that will help you through every step. For any questions don’t be afraid to ask Simon by reaching out.


Real Estate Fee: 6% to 7% + compliance fee of $595 to our agency.


Before listing your home:

  1. Getting your home ready by fixing any repairs and cleaning personal belongings to boxes.

  2. Schedule a city sale’s inspection, a final water bill reading and a call to the lender for a payout letter. HOA status letter.

  3. Do the math, understand your closing cost, real estate commission, and mortgage pay out.

4 steps to selling your home!

  1. Showings/Offers: Start showing your home by only being at the home when only necessary. Set a deadline for offers to review and pick highest and best.

  2. Deposits/Inspection: Once you accept an offer, I will collect a deposit from the buyers. The buyers will schedule another inspection by a private contractor to make sure everything is working properly. If any repairs required especially for FHA offer you must repair them.

  3. Appraisal & Title work: At this point we will be in the 2nd to 3rd week since you accepted an offer. The buyer's lender will schedule an appraisal to make sure the home is at the price value we accepted by comparing it to homes sold in the area. The title company will work on clearing the home from any liens/debts/issues to make the buyers receive a clean title aka ( Warranty Deed).

  4. Finalizing your title documents: at this point we will be in the 4th week since you accepted an offer . you will be responsible for a closing cost which will range to 1% for taxes, title company fee, real estate commission etc.

BUYERS GUIDE TO A NEW HOME


Before looking at home:

  1. Getting pre-approved for a mortgage/CASH finance must be in a bank account.

  2. Talk to your lender about your monthly payments & down payments.

  3. Determine which area you want to be at/House type/Beds/Size etc.

5 steps to owning a home!

  1. Showings/Offers: Start looking at homes and placing offers.

  2. Deposits/Inspection: Once the offer is accepted you will need to turn in a deposit to our office and schedule a private inspection. If any repairs are required your realtor will negotiate.

  3. Appraisal & Title work: At this point we will be in the 2nd to 3rd week since our offer got accepted. Your lender will schedule an appraisal to make sure the home is at the price value we offered. The title company will work on clearing the home from any liens/debts/issues to make you receive a clean title aka ( Warranty Deed).

  4. Finalizing your mortgage & title documents: at this point we will be in the 4th week since our offer was accepted. Your lender will reach out to you to send you closing documents with your interest rate, final amount of down payment and monthly payments.

  5. Final Walk Through/Closing: A day before closing we will go for a final showing to see the home to make sure everything is in order. The next day we will meet at the office, sign final documents and get your keys to your new home!

Meet our partners will help you through the process of buying a home!


Lenders/Loan officers

Meet Mo Alshaheen


Mo has helped many of our buyers qualify for a home and he will help you. Unlike other lenders his skills and experience speak for itself. Mo will make the lender process smooth and get you the best interest in today's market!



Next Door Lending

Contact information

Cell: 248-982-8637

Instagram: @MoAlshaheen











Meet your local Homeowners Insurance Agent!


Goosehead Insurance


Lending requirement is having home insurance!

Fay will help you get the best rate that

will protect your home from anything including fire and flood.

Fay also helped many of our homeowners.




Contact information

Cell: 313-806-8052



Meet your Private Inspection Company!



JWHome Inspection has inspected over 50 homes just for us with 100% buyers satisfaction.

As a buyer it’s always recommended that you get your purchase home inspected even if the owners are providing a Certificate of Occupancy ( which means the home has been inspected by the city and passed). JW will inspect the home inside and out. Their goal is to make sure there is nothing hidden and everything is working in order such as, the appliances, roof, home foundation, sewer, mold and flood issues.

Contact information

https://jwhomeinspection.com/

Cell: 616-889-0043

Instagram: @Jwinspectionservicesofmi



Meet your Title Company!



American Title Company is one of the best title companies in Michigan and they have cleared every home we sent them without having any issues. They guarantee you a clean title (Warranty Deed) which means no liens, no debt and no taxes owed when you own the home.






Contact information

info@jctitleagency.com







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